Asset Financing
Designed an intuitive loan journey where users can seamlessly apply for asset financing by selecting products from a master catalog and submitting financial documents for automated scoring.
Mobile App Design
1 month
Tata Capitals
Overview
The Asset Financing journey enables users to onboard themselves and choose a product for financing from an OEM-sourced catalog. The system collects key financial details such as PAN, GST, ITR, and bank statements to generate a preliminary credit score. Based on this score, users receive a tentative loan sanction amount, which gets finalized upon their acceptance.
Key Features
Self-service loan application with minimal manual intervention.
OEM-integrated master catalog for product selection.
Automated financial document verification (PAN, GST, ITR, bank statements).
AI-powered credit scoring and tentative sanctioning.
Seamless user experience with instant decision-making.
Design Process
User Research – Identified pain points in traditional loan journeys.
Wireframing & Prototyping – Created a step-by-step intuitive flow for user onboarding.
Integration with Financial APIs – Designed UI for real-time document verification.
User Testing & Iterations – Ensured a frictionless experience with feedback-driven improvements.
Final UI Design & Handoff – Delivered pixel-perfect UI aligned with business goals.
